fbpx
Deals Reviews Smartphone

Top 15 Lease Cell Phone No Credit Check Required

Are you looking for a lease cell phone no credit check required? Smartphones are making the entire buzz in the world. The top handset makers release one or two smartphones every year, and the world starts to go crazy about replacing their old phones. Buying a new cellphone is an exciting experience. You get a brand-new color, a better screen, blazing-fast performance, and a better battery. However, the costs of replacing a cellphone frequently can set you back by hundreds of dollars every year, not even considering the carrier costs.

For those gadget lovers, mobile carriers provide a lease option where you do not have to make a down payment. You can pay in monthly installments for the entire lease duration and own the phone at the end of the lease.

Lease Cell phone No Credit Check Required

Another option is to go for an exchange program. When you want to change your phone, the amount you have already paid is taken into consideration, a part of that is deducted from the total lease of the new phone, and you can have a brand-new phone without upfront costs. Of course, your lease will renew, and you would need to keep the phone for an agreed period.

 How does lease work?

It is like buying a mobile phone on loan. You keep paying the installments directly to the carrier. You have a bundled plan. It is your choice if you want to own the phone or change it before the lease completes.

Credit Check?

Before being given any loan, a bank would check your credit score. Similarly, when a mobile carrier provides you a phone on a lease, it may want to check your creditworthiness to evaluate the risk they are undertaking by providing an expensive phone at no down payment.

 What happens in case of bad credit history?

A provider may refuse outright to loan you a phone. If your credit rating is in an acceptable range, an upfront cost may get you a phone. However, what if you do not want the hassle of being screened for your creditworthiness before getting mobile phone? Here are our recommendations 

Best Leased phones without a credit check

T-Mobile is one of the most flexible providers of phones without needing a credit check. Some high-priced phones may require a small amount of down payment to be made before the lease can be started but it is not that a small price to pay when they are willing to give you a lease without any credit check?

Here is our list of the top 15 phones. We have not mentioned the connectivity features in the review because all phones come with basic connectivity – WiFi, Bluetooth, and GPS.

Top 15 Lease Cell Phone No Credit Check Required

1. Samsung Galaxy Note 10

Down payment and taxes: $0, Lease Price: $39.59 per month, Lease Duration: 24 months

This is the current Samsung flagship and the Note series on its 10th anniversary is bound to be exceptional. The Note 10 comes with a 6.3” Dynamic AMOLED screen and uses 1080 x 2280 pixels resolution with HDR10+. You get 8 GB RAM and 256 GB storage. This is huge enough, so Samsung has not provided supposed for a MicroSD card.  The stylus has a built-in accelerometer and gyroscope and supports Bluetooth.

Top 15 Lease Cell phone No Credit Check Required - Samsung Galaxy Note 10

You get Android 9 out of the box, powered by Exynos 9825 or the Snapdragon 855 (region dependent). The phone has three cameras – 12 MP wide, 12MP telephoto, and 16MP ultrawide. 

UltraHD 2160p video support with gyro-based EIS and OIS. The front cam is a 10 MP shooter. You get stereo speakers with Dolby Atmos.

The fingerprint sensor is under the display and uses ultrasonic technology. The Note 10 uses a 3500 mAh battery and supports 25 W USB Power Delivery 3. The phone comes with a 25W USB PD Type C charger in the box. The phone supports wireless charging at 12 W using Qi/PMA protocols and 12W reverse wireless charging to help friends in need of power.

Check Deals

2. Samsung Galaxy Note 10+

Down payment and taxes: $149, Lease Price: $39.59 per month, Lease Duration: 24 months

Samsung Galaxy Note 10+ Plus Factory Unlocked Cell...
53 Reviews
Samsung Galaxy Note 10+ Plus Factory Unlocked Cell...
  • Fast-charging, long-lasting intelligent power and super speed processing outlast whatever you throw...
  • S pen's newest Evolution gives you the power of air gestures, a remote shutter and playlist button...
  • With a full set of Pro lenses, super-stabilization, live video bokeh and precision audio recording,...
  • Note 10's nearly bezel-less Infinity display gives an immersive, cinematic quality to whatever...

In its larger variant, you get 6.8” screen with 1440 x 3040 resolutions. There are an extra TOF 3D VGA camera and a massive 4300 mAh battery. Battery charging is rated at 45W and wireless charging at 12W.

Check Deals

3. iPhone XS

Down payment and taxes: $249.99 , Lease Price: $31.25 per month, Lease Duration: 24 months

When you are looking to lease the Apple’s best, you got to shell out some money right away. The iPhone XS comes with a 5.8” OLED screen with 1125 x 2436 resolutions that is HDR10 and Dolby Vision compliant. The touch sensor is 3D and uses 120 Hz sensing. The phone weighs 177 grams and is IP68 certified.

Simple Mobile Prepaid - Apple iPhone XS (64GB) -...
29 Reviews
Simple Mobile Prepaid - Apple iPhone XS (64GB) -...
  • CARRIER - This phone is locked to Simple Mobile from Tracfone, which means this device can only be...
  • PLANS - Simple Mobile offers a variety of coverage plans, including 30-Day Unlimited Talk, Text &...
  • ACTIVATION - You'll receive a Simple Mobile SIM kit with this iPhone. Follow the instructions to get...
  • 5.8-inch Super Retina display (OLED) with HDR
  • IP68 dust and water resistant (maximum depth of 2 meters up to 30 minutes)

Powered by the Apple A12 Bionic chip, the XS comes with iOS 12 out of the box and is upgradeable to 12.4. Apple’s 4-core GPU powers the graphics. T-Mobile is giving you a 64 GB version as the only option available for lease, so you get 4 GB of RAM.

iPhone XS has a dual camera. The primary is a 12 MP wide shooter with PDAF and OIS. The secondary camera is a 12 MP telephoto shooter with 2x optical zoom, PDAF, and OIS. The selfie shooter is a 7 MP module.

In the power department, there is a non-removable Li-ion 2658 mAh battery with fast charging support and a 72h endurance rating. USB PD and Qi wireless protocols are supported.

Check Deals

4. iPhone XS Max

Down payment and taxes: $349.99, Lease Price: $31.25 per month, Lease Duration: 24 months

Sale
Apple iPhone XS Max, 256GB, Gold - Fully Unlocked...
61 Reviews
Apple iPhone XS Max, 256GB, Gold - Fully Unlocked...
  • Renewed products. These pre-owned products have been inspected and tested by -qualified suppliers.

The iPhone XS’s larger cousin requires an extra $100 as a down payment. Rest of the terms remains the same.

The XS Max has a larger screen at 6.5” with 1242 x 2688 resolution. You also get a much larger battery at 3174 mAh, thanks to the extra space available due to the larger screen. This phone has an endurance of 79 hours.

Check Deals

5. Samsung Galaxy S10

Down payment and taxes: $149.99, Lease Price: $31.25 per month, Lease Duration: 24 months

Another flagship from Samsung, this phone has a 6.1” dynamic AMOLED screen with 1440 x 3040 resolution and weighs just 157 grams. The phone has an aluminum frame and uses Gorilla Glass 5 at the back. The phone is IP68 certified for harsh conditions.

Sale
Samsung Galaxy S10 Factory Unlocked Phone with...
765 Reviews
Samsung Galaxy S10 Factory Unlocked Phone with...
  • An immersive Cinematic Infinity Display, Pro grade Camera and Wireless PowerShare The next...
  • Ultrasonic in display fingerprint ID protects and unlocks with the first touch
  • Pro grade Camera effortlessly captures epic, pro quality images of the world as you see it
  • Intelligently accesses power by learning how and when you use your phone

It comes with Android 9.0 with One UI out of the box. An octa-core Exynos 9820 or a Snapdragon 855 powers the S10. The folks in the U.S. get the Snapdragon. Mali G76 MP12 and Adreno 640 are the respective GPUs.

T-Mobile has the 128 GB version available for lease, so you get 8 GB RAM. There are 3 cameras on this phone – wide, telephoto, and ultrawide. The wide shooter is 12 MP f/1.5-2.4 with Dual Pixel PDAF and OIS. The telephoto camera is again 12 MP with AF, OIS, and 2x optical zoom. The ultrawide camera is an f/2.2 16MP shooter. Video shooting is 2160p60 (no EIS or OIS) but 2160p30 gets stabilization. Super slow-motion video is supported too at 720p960. The selfie camera is a 10MP wide shooter with dual pixel PDAF.

You get a 3.5mm jack and support for Dolby/AKG. The charging port is USB 3.1 Type C reversible. The fingerprint sensor is ultrasonic and is embedded under the display. 

A 3400 mAh battery with USB PD 2.0 support powers the phone. Wired and wireless battery charging rate is 15 W while reverse wireless provides 9 W.

Check Deals

6. Samsung Galaxy S10+

Down payment and taxes: $249.99, Lease Price: $31.25 per month, Lease Duration: 24 months

Sale
Samsung Galaxy S10+ Plus Factory Unlocked Phone...
778 Reviews
Samsung Galaxy S10+ Plus Factory Unlocked Phone...
  • An immersive Cinematic Infinity Display, Pro grade Camera and Wireless PowerShare The next...
  • Ultrasonic in display fingerprint ID protects and unlocks with the first touch; Video Play Time: Up...
  • Pro grade Camera effortlessly captures epic, pro quality images of the world as you see it
  • Intelligently accesses power by learning how and when you use your phone; All day Intelligent...
  • Connectivity: Wi Fi: 802.11 a/b/g/n/ac/ax 2.4G+5GHz, HE80, MIMO, 1024 QAM, USB 3.1 Gen 1, Bluetooth...

You need to shell out an upfront $100 to get the larger version. Screen size increases to 6.4” without any change to the resolution. The S10+ has a battery rated at 4100 mAh.

Check Deals

7. Samsung Galaxy S10e

Down payment and taxes: $0, Lease Price: $31.25 per month, Lease Duration: 24 months

Those who do not wish to pay upfront charges would love this lease offer from T-Mobile. The per month price remains the same as the other to Galaxy phones, but no down payment is required.

Samsung Galaxy S10e Factory Unlocked Phone with...
778 Reviews
Samsung Galaxy S10e Factory Unlocked Phone with...
  • An immersive Cinematic Infinity Display, Pro grade Camera and Wireless PowerShare. The next...
  • Pro grade Camera effortlessly captures epic, pro quality images of the world as you see it
  • Intelligently accesses power by learning how and when you use your phone

The S10e is a light phone at 150 grams and a 5.8” screen with 1080 x 2280 resolution. HDR10+ is supported like the elder cousins. You get to lease the 128 GB memory version, and that comes with 6 GB of RAM. 

You get two cameras on this phone – wide and ultrawide. The telephone camera is gone. Battery charging rates remain the same, but the battery capacity is reduced significantly to 3100 mAh. This battery has an endurance rating of 83 hours.

Check Deals

8. Apple iPhone XR

Down payment and taxes: T-Mobile is offering you all these versions, 64 GB Memory – $0, 128 GB Memory – $49.99, 256 GB Memory – $149.99, Lease Price: $31.25 per month, Lease Duration: 24 months. 

This iPhone comes with a 6.1” IPS LCD screen that supports a resolution of 828 x 1792. There is wide color gamut support, but you lose HDR and Dolby.

Simple Mobile Prepaid - Apple iPhone XR (64GB) -...
28 Reviews
Simple Mobile Prepaid - Apple iPhone XR (64GB) -...
  • CARRIER - This phone is locked to Simple Mobile from Tracfone, which means this device can only be...
  • PLANS - Simple Mobile offers a variety of coverage plans, including 30-Day Unlimited Talk, Text &...
  • ACTIVATION - You'll receive a Simple Mobile SIM kit with this iPhone. Follow the instructions to get...
  • 6.1-inch Liquid Retina display (LCD)
  • IP67 water and dust resistant (maximum depth of 1 meter up to 30 minutes)

The operating system and CPU remain the same – iOS 12 and Apple A12 Bionic, respectively. All the three versions get 3 GB RAM, but you can choose how much storage you want. The options are – 64 GB, 128 GB, and 256 GB.

This phone has a single camera 12 MP (with wide support), PDAF and OIS supported. There is a quad-LED dual-tone flash. The selfie camera is dual with a 7 MP standard shooter and a TOF 3D camera.

It comes with Apple’s proprietary reversible connector and is powered by a 2942 mAh battery. Charging is fast at 15 W, which will get you to 50% in 30 minutes. USB PD 2.0 and Qi Wireless protocols are supported.

Check Deals

9. Google Pixel 3a

Down payment and taxes: $0, Lease Price: $16.67 per month, Lease Duration: 24 months

This is the latest handset from Google, so those who love the plain vanilla Android can go for this version. This phone has a 5.6” screen with 1080 x 2220-pixel resolution. Google has gone another route and used Asahi Dragontrail Glass to protect the screen.

Google - Pixel 3a with 64GB Memory Cell Phone...
510 Reviews
Google - Pixel 3a with 64GB Memory Cell Phone...
  • Capture stunning photos with features like night sight, portrait mode, and HDR+
  • Save every photo with free, unlimited storage at high quality through Google photos
  • The Google assistant is the easiest way to get things done including screening calls
  • Fast Charging battery delivers up to 7 hours of use with just a 15 minute charge.
  • Comes with 3 years of OS and security updates and the custom built Titan M chip.

You get Android 9.0 powered by a Snapdragon 670 CPU. To handle the graphics, they have thrown in the Adreno 615. There is a single version – 64 GB storage with 4 GB RAM. Storage cannot be extended.

There is a single camera – 12.2 MP, f/1.8 (wide supported) and is equipped with dual pixel PDAF and OIS. There is a dual-LED flash and HDR support. It can record UHD 2160p30 video.

The selfie camera is single with an 8 MP shooter and wide support with 24mm focal length. 

There is a physical, rear-mounted fingerprint sensor. The phone is powered by a 3000 mAh battery and supports the USB PD 2.0 specification. Battery charging is fast at 18 W, and the phone uses a USB 2.0 Type C reversible connector.

Check Deals

10. Google Pixel 3a XL

Down payment and taxes: $0, Lease Price: $20.00 per month, Lease Duration: 24 months

Sale
Google - Pixel 3a XL with 64GB Memory Cell Phone...
510 Reviews
Google - Pixel 3a XL with 64GB Memory Cell Phone...
  • Capture stunning photos with features like night sight, portrait mode, and HDR+.
  • Save every photo with free, unlimited storage at high quality through Google photos [1].
  • The Google assistant is the easiest way to get things done - including screening calls.[2]
  • Fast Charging battery delivers up to 7 hours of use with just a 15-minute charge.[3]
  • Comes with 3 years of OS and security updates] and the custom-built Titan M chip.[5]

The Pixel’s larger cousin gets you a larger screen at 6.0” and also supports electronic SIM card (eSIM). Screen resolution decreases to 1080 x 2160 (probably to maintain the aspect ratio). The battery is bigger at 3700 mAh.

Google phones are simple, and there is no complexity involved in an XL version too.

Check Deals

11. LG G8 ThinQ

Down payment and taxes: $0, Lease Price: $31.25 per month, Lease Duration: 24 months.

This is LG’s flagship for 2019. This comes in an aluminum frame covered by glass on both sides. The G8 gets a 6.1” P-OLED screen rated at 1440 x 3120 resolution and is protected by Gorilla Glass 5. It supports DCI-P3 gamut at 100% and has HRD10 and Dolby vision.

You get Android 9 out of the box with LG’s UX 8.0 overlay. The Qualcomm Snapdragon 855 and the Adreno 640 power the phone so you get the best of the best.

LG G8 ThinQ with Alexa Hands-Free - Unlocked...
76 Reviews
LG G8 ThinQ with Alexa Hands-Free - Unlocked...
  • Pre-installed selection of Amazon apps, including Amazon Shopping, Amazon Music, Audible and Amazon...
  • Amazon exclusive version with Amazon Alexa built-in: Simply say "Alexa" or double press the power...
  • 6.1" QHD+ OLED FullVision display (3120 x 1440 ), 6 GB of RAM and 128 GB of internal storage with...
  • Qualcomm Snapdragon 855 Octa-core processor (2.84+ GHz x 1 + 2.42+ GHz x 3 + 1.79+ GHz x 4)
  • 16.0MP + 12.0MP dual rear-camera setup with OIS+ and Dual PDAF, 8.0MP front-facing camera with Story...

The phone has 128 GB memory and 6 GB RAM. There should be sufficient even for power users. For those who love extreme storage, there is a MicroSD card support at 1TB. 

Users get two cameras – standard and ultrawide. The standard is a 12 MP 27mm shooter with dual pixel PDAF and OIS. The ultrawide camera is 16 MP but does not have autofocus. There are two selfie cameras – 8 MP 26mm wide camera with autofocus and the second is a TOF 3D camera.

You get a 3.5mm jack with DTS X surround. The USB connector is a type C 3.1 reversible with support for USB OTG.

There are a lot of sensors – Fingerprint (rear-mounted), Face ID, Hand ID, and the usual ones.

The 3500 mAh battery is non-removable and supports fast charge at 21 W using Qualcomm’s Quick Charge 3 technology. USB PD is supported, and the phone can be wirelessly charged at 9 W. This battery should last you 80 hours on a single charge.

Check Deals

12. LG Stylo 5

Down payment and taxes: $11, Lease Price: $11 per month, Lease Duration: 24 months

The Stylo 5 is a large phone with a 6.2” touchscreen with 1080 x 2160 resolution. 

You get Android 9 out of the box, and a Snapdragon 450 with Adreno 506 handling the graphics department powers the phone.

Top 15 Lease Cell phone No Credit Check Required - LG Stylo 5

There is a dedicated MicroSD slot for cards up to 1 TB. The internal memory is 32 GB and is paired with 3 GB RAM.

The cameras are simple with a 13MP primary shooter with PDAF and LED flash, while the selfie camera is a 5 MP sensor. Both cameras can shoot 1080p30 video.

You get a 3.5mm audio jack, and DTS X Surround sound is supported. The fingerprint sensor is rear-mounted, and the charging happens through a USB 2.0 Type C reversible connector.

The battery is decent at 3500 mAh.

Check Deals

13. Apple iPhone 8 Plus

Apple iPhone 8 Plus, Down payment and taxes: $51.99, Lease Price: $27 per month, Lease Duration: 24 months.

Apple has such a fan following that even after two years; people want to buy the once-flagships at a lower price. T-Mobile has this phone available on a lease.

Apple iPhone 8 Plus, 64GB, Gold - Fully Unlocked...
910 Reviews
Apple iPhone 8 Plus, 64GB, Gold - Fully Unlocked...
  • This certified refurbished iPhone is certified to work like new by a refurbisher approved by Amazon,...
  • Fully unlocked for both GSM carriers (like AT&T and T-Mobile) and CDMA carriers (like Sprint and...
  • 5.5-inch (diagonal) widescreen LCD multi-touch display with IPS technology and Retina HD display
  • 12MP wide-angle and telephoto cameras, Optical image stabilization and Six‑element lens
  • All new glass design with A color‑matched, aerospace‑grade aluminum band

The iPhone 8 Plus comes with a 5.5” IPS LCD screen with a 1080 x 1920 resolution. The glass is ion-strengthened. There is a home button, and 3D touch is supported.

You get iOS 11 out of the box, and it is upgradeable to iOS 12.4, which is the latest version even for today’s flagships.

The Apple A11 Bionic chip powers the phone in tandem with the triple-core Apple GPU.

The version available on lease has 64 GB of memory and 3 GB of RAM. The fingerprint sensor is front mounted.

The iPhone 8 Plus has two 12 MP shooters. The first one is a wide shooter with PDAF and OIS. The telephoto lens supports 2x optical zoom and PDAF. You get a Quad-LED dual-tone flash to cater to those night shots. The selfie camera is 7 MP and supports face detection and HDR.

There is no 3.5 mm jack, but the phone has stereo speakers. Apple uses its reversible proprietary connector for charging. The iPhone 8 Plus is powered by a 2691 mAh battery that should last for 81 hours. There is fast battery charging support at 15W, which will get you to 50% in 30 minutes. USB PD 2.0 and Qi wireless protocols are supported.

Check Deals

14. OnePlus 7 Pro

 Down payment and taxes: $0, Lease Price: $29.17 per month, Lease Duration: 24 months.

OnePlus has already given enormous value for money in all its phones. Here’s what you get in the 7 Pro:

It has a massive 6.67” Fluid AMOLED touchscreen with an enormous 1440 x 3120 resolution. The screen supports DCI-P3, HDR10, and has a refresh rate of 90Hz. Being a beast of a phone, this weighs 206 grams and is covered by Gorilla glass on both sides.

Running on Android 9 (Pie), this has OxygenOS 9.5.11 overlay. A Snapdragon 855 and Adreno 640 power the OP7 Pro.

Top 15 Lease Cellphones No Credit Check Required - OnePlus 7 Pro

The option available for lease is the 256 GB memory variant that comes with 8 GB RAM. The fingerprint sensor on this phone is an optical sensor under the display.

There is a triple camera setup with the primary camera having a massive 48 MP resolution. PDAF, Laser AF, and OIS stabilize it. The other two cameras are 8 MP telephoto camera and a 16 MP ultrawide camera. Dual LED, dual-tone flash is there to light up the scene.

The selfie camera is a motorized pop-up module with clicks 16 MP pictures, supports Auto HDR, and has EIS.

The OP7 Pro has a massive 4000 mAh battery that can be charged through the Type C reversible connector. Charging speed is bumped up at 30W and is now called Warp Charge.

Check Deals

15. Moto G7 Power

Down payment and taxes: $0, Lease Price: $10 per month, Lease Duration: 24 months.

Those who want to avail a moderately powerful phone for an extremely low price should go with the Moto G7 Power. Here is what you get.

Launched in 2019, this phone has a 6.2” LTPS IPS LCD screen rated at 720 x 1570 resolution. Corning Gorilla Glass 3 protects the screen.

Sale
Moto G7 Power - Unlocked - 64 GB - Marine Blue (No...
321 Reviews
Moto G7 Power - Unlocked - 64 GB - Marine Blue (No...
  • Max Vision display. Immerse yourself with ultra wide views on the 6. 2" Hd+ display featuring a 19:...
  • Responsive performance. Work and play without delay thanks to an octal-core processor and up to 4 GB...
  • 64GB + 4GB RAM - micro SD card support (up to 512 GB) - Qualcomm Snapdragon 632 processor with 1....
  • Fast-focusing camera. Never miss a moment with a 12 MP PDAF camera and the 8 MP selfie cam.
  • Fingerprint reader. Never mind remembering your passcode. Just touch the fingerprint reader to wake...

The phone comes with Android Pie right out of the box. In the hardware department, it has a powerful CPU – Snapdragon 632 paired with an Adreno 506 GPU.

There is a dedicated MicroSD slot that supports a massive 1 TB of memory. The built-in memory is 32 GB and 3 GB of RAM.

There is a single primary camera at 12 MP with PDAF and LED flash. The selfie camera is an 8 MP shooter with HDR support. 

You get a 3.5mm audio jack and also an FM radio. The fingerprint sensor is physical and is mounted on the backside.

The phone can be charged through a USB C cable with a reversible connector. You get fast battery charging at 15 W, and that is required because it has a mammoth 5000 mAh battery. This battery is so powerful that it can give you an endurance rating of 147 hours.

Check Deals

 Verdict

From their features; the pixels supported by the phones, screen resolution, LED lights and storage, one will with no doubt consider the above listed cell phones. The size of your pocket however, is to be put into considerations while jumping in to have any of them. All the same, with the features of the cell phones, their prizes are worth spending.

Last update on 2019-10-21 / Affiliate links / Images from Amazon Product Advertising API

About the author

Reset Tips

Add Comment

Click here to post a comment