Are you looking for a lease cell phone no credit check required? Smartphones are making the entire buzz in the world. The top handset makers release one or two smartphones every year, and the world starts to go crazy about replacing their old phones.
Buying a new cellphone is an exciting experience. You get a brand-new color, a better screen, blazing-fast performance, and a better battery. However, replacing a cellphone frequently can set you back by hundreds of dollars every year, not even considering the carrier costs.
For those gadget lovers, mobile carriers provide a lease option where you do not have to make a down payment. You can pay in monthly installments for the entire lease duration and own the phone at the end of the lease.
Another option is to go for an exchange program. When you want to change your phone, the amount you have already paid is taken into consideration, a part of that is deducted from the total lease of the new phone, and you can have a brand-new phone without upfront costs. Of course, your lease will renew, and you would need to keep the phone for an agreed period.
How does lease work?
It is like buying a mobile phone on loan. You keep paying the installments directly to the carrier. You have a bundled plan. It is your choice if you want to own the phone or change it before the lease completes.
Before being given any loan, a bank would check your credit score. Similarly, when a mobile carrier provides you a phone on a lease, it may want to check your creditworthiness to evaluate the risk they are undertaking by providing an expensive phone at no down payment.
What happens in case of bad credit history?
A provider may refuse outright to loan you a phone. If your credit rating is in an acceptable range, an upfront cost may get you a phone. However, what if you do not want the hassle of being screened for your creditworthiness before getting a mobile phone? Here are our recommendations.
Best Leased phones without a credit check
T-Mobile is one of the most flexible phones providers without needing a credit check. Some high-priced phones may require a small amount of down payment before the lease can be started, but it is not that a small price to pay when they are willing to give you a lease without any credit check?
Here is our list of the top 15 phones. We have not mentioned the connectivity features in the review because all phones come with basic connectivity – WiFi, Bluetooth, and GPS.
- 1. Samsung Galaxy Note 10
- 2. Samsung Galaxy Note 10+
- 3. iPhone XS
- 4. iPhone XS Max
- 5. Samsung Galaxy S10
- 6. Samsung Galaxy S10+
- 7. Samsung Galaxy S10e
- 8. Apple iPhone XR
- 9. Google Pixel 3a
- 10. Google Pixel 3a XL
- 11. LG G8 ThinQ
- 12. LG Stylo 5
- 13. Apple iPhone 8 Plus
- 14. OnePlus 7 Pro
- 15. Moto G7 Power
- Final Verdict
Top 15 Lease Cell Phone No Credit Check Required
1. Samsung Galaxy Note 10
Down payment and taxes: $0, Lease Price: $39.59 per month, Lease Duration: 24 months
This is the current Samsung flagship, and the Note series on its 10th anniversary is bound to be exceptional. Note 10 comes with a 6.3” Dynamic AMOLED screen and uses 1080 x 2280 pixels resolution with HDR10+.
You get 8 GB RAM and 256 GB storage. This is huge enough, so Samsung has not provided supposed for a MicroSD card. The stylus has a built-in accelerometer and gyroscope and supports Bluetooth.
You get Android 9 out of the box, powered by Exynos 9825 or the Snapdragon 855 (region dependent). The phone has three cameras – 12 MP wide, 12MP telephoto, and 16MP ultrawide.
UltraHD 2160p video support with gyro-based EIS and OIS. The front cam is a 10 MP shooter. You get stereo speakers with Dolby Atmos.
The fingerprint sensor is under the display and uses ultrasonic technology. The Note 10 uses a 3500 mAh battery and supports 25 W USB Power Delivery 3. The phone comes with a 25W USB PD Type C charger. The phone supports wireless charging at 12 W using Qi/PMA protocols and 12W reverse wireless charging to help friends in need of power.
2. Samsung Galaxy Note 10+
Down payment and taxes: $149, Lease Price: $39.59 per month, Lease Duration: 24 months
Samsung Galaxy Note 10+ is a larger variant; you get a 6.8” screen with 1440 x 3040 resolutions. An extra TOF 3D VGA camera and a massive 4300 mAh battery are available. Battery charging is rated at 45W and wireless charging at 12W.
3. iPhone XS
Down payment and taxes: $249.99, Lease Price: $31.25 per month, Lease Duration: 24 months
When you are looking to lease the Apple’s best, you got to shell out some money right away. The iPhone XS comes with a 5.8” OLED screen with 1125 x 2436 HDR10 and Dolby Vision-compliant resolutions.
The touch sensor is 3D and uses 120 Hz sensing. The phone weighs 177 grams and is IP68 certified.
Powered by the Apple A12 Bionic chip, the XS comes with iOS 12 and is upgradeable to 12.4. Apple’s 4-core GPU powers the graphics. T-Mobile gives you a 64 GB version as the only option available for lease, so you get 4 GB of RAM.
iPhone XS has a dual camera. The primary is a 12 MP wide shooter with PDAF and OIS. The secondary camera is a 12 MP telephoto shooter with 2x optical zoom, PDAF, and OIS. The selfie shooter is a 7 MP module.
There is a non-removable Li-ion 2658 mAh battery in the power department with fast charging support and a 72h endurance rating. USB PD and Qi wireless protocols are supported.
4. iPhone XS Max
Down payment and taxes: $349.99, Lease Price: $31.25 per month, Lease Duration: 24 months
The iPhone XS’s larger cousin requires an extra $100 as a down payment. The rest of the terms remains the same.
The XS Max has a larger screen at 6.5” with 1242 x 2688 resolution. You also get a much larger battery at 3174 mAh, thanks to the extra space available due to the larger screen. This phone has an endurance of 79 hours.
5. Samsung Galaxy S10
Down payment and taxes: $149.99, Lease Price: $31.25 per month, Lease Duration: 24 months
Another flagship from Samsung, this phone has a 6.1” dynamic AMOLED screen with 1440 x 3040 resolution and weighs just 157 grams. The phone has an aluminum frame and uses Gorilla Glass 5 at the back. The phone is IP68 certified for harsh conditions.
It comes with Android 9.0 with One UI out of the box. An octa-core Exynos 9820 or a Snapdragon 855 powers the S10. The folks in the U.S. get the Snapdragon. Mali G76 MP12 and Adreno 640 are the respective GPUs.
T-Mobile has the 128 GB version available for lease, so you get 8 GB RAM. There are 3 cameras on this phone – wide, telephoto, and ultrawide. The wide shooter is 12 MP f/1.5-2.4 with Dual Pixel PDAF and OIS.
The telephoto camera is again 12 MP with AF, OIS, and 2x optical zoom. The ultrawide camera is an f/2.2 16MP shooter. Video shooting is 2160p60 (no EIS or OIS) but 2160p30 gets stabilization. Super slow-motion video is supported too at 720p960. The selfie camera is a 10MP wide shooter with dual pixel PDAF.
You get a 3.5mm jack and support for Dolby/AKG. The charging port is USB 3.1 Type C reversible. The fingerprint sensor is ultrasonic and is embedded under the display.
A 3400 mAh battery with USB PD 2.0 support powers the phone. Wired and wireless battery charging rate is 15 W while reverse wireless provides 9 W.
6. Samsung Galaxy S10+
Down payment and taxes: $249.99, Lease Price: $31.25 per month, Lease Duration: 24 months
You need to shell out an upfront $100 to get the larger version. The screen size increases to 6.4” without any change to the resolution. The Samsung Galaxy S10+ has a battery rated at 4100 mAh.
7. Samsung Galaxy S10e
Down payment and taxes: $0, Lease Price: $31.25 per month, Lease Duration: 24 months
Those who do not wish to pay upfront charges would love this lease offer from T-Mobile. The per month price remains the same as the other Galaxy phones, but no down payment is required.
The S10e is a light phone at 150 grams and has a 5.8” screen with 1080 x 2280 resolution. HDR10+ is supported like the elder cousins. You get to lease the 128 GB memory version, which comes with 6 GB of RAM.
You get two cameras on this phone – wide and ultrawide. The telephone camera is gone. Battery charging rates remain the same, but the battery capacity is reduced significantly to 3100 mAh. This battery has an endurance rating of 83 hours.
8. Apple iPhone XR
Down payment and taxes: T-Mobile is offering you all these versions, 64 GB Memory – $0, 128 GB Memory – $49.99, 256 GB Memory – $149.99, Lease Price: $31.25 per month, Lease Duration: 24 months.
This iPhone comes with a 6.1” IPS LCD screen that supports a resolution of 828 x 1792. There is wide color gamut support, but you lose HDR and Dolby.
The operating system and CPU remain iOS 12 and Apple A12 Bionic, respectively.
All three versions get 3 GB RAM, but you can choose how much storage you want. The options are – 64 GB, 128 GB, and 256 GB.
This phone has a single camera, 12 MP (with wide support), PDAF and OIS supported. There is a quad-LED dual-tone flash. The selfie camera is dual with a 7 MP standard shooter and a TOF 3D camera.
It comes with Apple’s proprietary reversible connector powered by a 2942 mAh battery. Charging is fast at 15 W, which will get you to 50% in 30 minutes. USB PD 2.0 and Qi Wireless protocols are supported.
9. Google Pixel 3a
Down payment and taxes: $0, Lease Price: $16.67 per month, Lease Duration: 24 months
This is the latest handset from Google, so those who love the plain vanilla Android can go for this version. This phone has a 5.6” screen with 1080 x 2220-pixel resolution. Google has gone another route and used Asahi Dragontrail Glass to protect the screen.
You get Android 9.0 powered by a Snapdragon 670 CPU. To handle the graphics, they have thrown in the Adreno 615. There is a single version – 64 GB storage with 4 GB RAM. Storage cannot be extended.
There is a single camera – 12.2 MP, f/1.8 (wide supported) equipped with dual pixel PDAF and OIS. There is dual-LED flash and HDR support. It can record UHD 2160p30 video. The selfie camera is single with an 8 MP shooter and wide support with a 24mm focal length.
There is a physical, rear-mounted fingerprint sensor. The phone is powered by a 3000 mAh battery and supports the USB PD 2.0 specification. Battery charging is fast at 18 W, and the phone uses a USB 2.0 Type C reversible connector.
10. Google Pixel 3a XL
Down payment and taxes: $0, Lease Price: $20.00 per month, Lease Duration: 24 months
The Google Pixel 3a XL’s larger cousin gets you a larger screen at 6.0” and also supports an electronic SIM card (eSIM). Screen resolution decreases to 1080 x 2160 (probably to maintain the aspect ratio). The battery is bigger at 3700 mAh.
Google phones are simple, and there is no complexity involved in an XL version.
11. LG G8 ThinQ
Down payment and taxes: $0, Lease Price: $31.25 per month, Lease Duration: 24 months.
This is LG’s flagship for 2019. This comes in an aluminum frame covered by glass on both sides. The G8 gets a 6.1” P-OLED screen rated at 1440 x 3120 resolution and is protected by Gorilla Glass 5. It supports the DCI-P3 gamut at 100% and has HRD10 and Dolby vision.
You get Android 9 out of the box with LG’s UX 8.0 overlay. The Qualcomm Snapdragon 855 and the Adreno 640 power the phone, so you get the best of the best.
The phone has 128 GB memory and 6 GB RAM. There should be sufficient even for power users. For those who love extreme storage, there is a MicroSD card support at 1TB.
Users get two cameras – standard and ultrawide. The standard is a 12 MP 27mm shooter with dual pixel PDAF and OIS. The ultrawide camera is 16 MP but does not have autofocus.
There are two selfie cameras – an 8 MP 26mm wide camera with autofocus, and the second is a TOF 3D camera.
You get a 3.5mm jack with DTS X surround. The USB connector is a type C 3.1 reversible with support for USB OTG. There are a lot of sensors – Fingerprint (rear-mounted), Face ID, Hand ID, and the usual ones.
The 3500 mAh battery is non-removable and supports fast charge at 21 W using Qualcomm’s Quick Charge 3 technology. USB PD is supported, and the phone can be wirelessly charged at 9 W. This battery should last you 80 hours on a single charge.
12. LG Stylo 5
Down payment and taxes: $11, Lease Price: $11 per month, Lease Duration: 24 months
The Stylo 5 is a large phone with a 6.2” touchscreen with 1080 x 2160 resolution. You get Android 9 out of the box, and a Snapdragon 450 with Adreno 506 handling the graphics department powers the phone.
There is a dedicated MicroSD slot for cards up to 1 TB. The internal memory is 32 GB and is paired with 3 GB of RAM.
The cameras are simple with a 13MP primary shooter with PDAF and LED flash, while the selfie camera is a 5 MP sensor. Both cameras can shoot 1080p30 video.
You get a 3.5mm audio jack, and the DTS X Surround sound is supported. The fingerprint sensor is rear-mounted, and the charging happens through a USB 2.0 Type C reversible connector. The battery is decent at 3500 mAh.
13. Apple iPhone 8 Plus
Apple iPhone 8 Plus, Down payment and taxes: $51.99, Lease Price: $27 per month, Lease Duration: 24 months.
Even after two years, Apple has such a fan following that people want to buy the once-flagships at a lower price. T-Mobile has this phone available on a lease.
The iPhone 8 Plus comes with a 5.5” IPS LCD screen with a 1080 x 1920 resolution. The glass is ion-strengthened. There is a home button, and a 3D touch is supported.
You get iOS 11 out of the box, and it is upgradeable to iOS 12.4, which is the latest version even for today’s flagships.
The Apple A11 Bionic chip powers the phone in tandem with the triple-core Apple GPU.
The version available on lease has 64 GB of memory and 3 GB of RAM. The fingerprint sensor is front mounted.
The iPhone 8 Plus has two 12 MP shooters. The first one is a wide shooter with PDAF and OIS. The telephoto lens supports 2x optical zoom and PDAF.
You get a Quad-LED dual-tone flash to cater to those night shots. The selfie camera is 7 MP and supports face detection and HDR.
There is no 3.5 mm jack, but the phone has stereo speakers. Apple uses its reversible proprietary connector for charging. The iPhone 8 Plus is powered by a 2691 mAh battery that should last for 81 hours. There is fast battery charging support at 15W, which will get you to 50% in 30 minutes. USB PD 2.0 and Qi wireless protocols are supported.
14. OnePlus 7 Pro
Down payment and taxes: $0, Lease Price: $29.17 per month, Lease Duration: 24 months.
OnePlus has already given enormous value for money in all its phones. Here’s what you get in the 7 Pro:
It has a massive 6.67” Fluid AMOLED touchscreen with an enormous 1440 x 3120 resolution. The screen supports DCI-P3 and HDR10 and has a refresh rate of 90Hz. Being a beast of a phone, this weighs 206 grams and is covered by Gorilla glass on both sides.
Running on Android 9 (Pie), this has OxygenOS 9.5.11 overlay. A Snapdragon 855 and Adreno 640 power the OP7 Pro.
The option available for lease is the 256 GB memory variant with 8 GB RAM. The fingerprint sensor on this phone is an optical sensor under the display.
There is a triple camera setup, with the primary camera having a massive 48 MP resolution. PDAF, Laser AF, and OIS stabilize it.
The other two cameras are an 8 MP telephoto camera and a 16 MP ultrawide camera. Dual LED, dual-tone flash is there to light up the scene.
The selfie camera is a motorized pop-up module that clicks 16 MP pictures, supports Auto HDR, and has EIS.
The OP7 Pro has a massive 4000 mAh battery that can be charged through the Type C reversible connector. Charging speed is bumped up at 30W and is now called Warp Charge.
15. Moto G7 Power
Down payment and taxes: $0, Lease Price: $10 per month, Lease Duration: 24 months.
Those who want to avail of a moderately powerful phone for an extremely low price should go with the Moto G7 Power. Here is what you get.
Launched in 2019, this phone has a 6.2” LTPS IPS LCD screen rated 720 x 1570 resolution. Corning Gorilla Glass 3 protects the screen.
The phone comes with Android Pie right out of the box. In the hardware department, it has a powerful CPU – Snapdragon 632 paired with an Adreno 506 GPU.
A dedicated MicroSD slot supports a massive 1 TB of memory. The built-in memory is 32 GB and 3 GB of RAM.
A single primary camera at 12 MP with PDAF and LED flash. The selfie camera is an 8 MP shooter with HDR support.
You get a 3.5mm audio jack and also an FM radio. The fingerprint sensor is physical and is mounted on the backside.
The phone can be charged through a USB C cable with a reversible connector. You get a fast battery charging at 15 W, which is required because it has a mammoth 5000 mAh battery. This battery is so powerful that it can give you an endurance rating of 147 hours.
From their features, the pixels supported by the phones, screen resolution, LED lights, and storage, one will without a doubt consider the above-listed cell phones.
The size of your pocket, however, is to be put into consideration while jumping in to have any of them. All the same, with the features of the cell phones, their prizes are worth spending.
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